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<b></b> <br /><b>Our Mission&#160;</b>

Our Mission 

To help you achieve your serious, long-term financial goals. We provide objective guidance to our clients about their financial situations and create customized solutions.  As a fiduciary, we aspire to the highest ethical standards, integrity, and overall excellence.  We strive to provide each client with a high-quality courteous service to 
Optimize Outcomes.  

<b>Vijay Khetarpal, AIF&#174;, CLU, ChFC, CFP&#174;</b><b></b>

Vijay Khetarpal, AIF®, CLU, ChFC, CFP®

Vijay Khetarpal has been dedicated to providing financial advisory services to his clients since 1983. Holder of a degree in Economics Honors from St. Stephens College at Delhi University, India; Vijay has continued his career related education and has earned the professional designations of Accredited Investment Fiduciary(AIF®), Chartered Life Underwriter(CLU), Chartered Financial Consultant (ChFC), and Certified Financial Planner(CFP®). 

Million Dollar Round Table (MDRT®) recognizes Vijay for his exceptional professional knowledge, commitment to excellence in client service and highest ethical conduct.  Vijay Khetarpal is a 25 year life and qualifying member of the Million Dollar Round Table — The Premier Association of Financial Professionals.® Vijay has multiple exclusive “Court of the Table” and “Top of the Table” qualifications. Top of the Table status is the highest level of MDRT membership and places Vijay Khetarpal among the top professionals in the global financial services industry. 

At Integrity Financial Group, we don’t just offer you strategies and advice; we act as an advocate – helping you understand all of the choices impacting your financial life. We know when it comes to building wealth; aiming to be reasonable works much better than being just rational. We believe that together, we can help optimize your outcomes regardless of the curve balls life throws at you. At all times, we only have our client's best interest in mind. As your goals and dreams change over time; we focus not on predictions and performance but on planning, perspective, and behavioral coaching.  

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Our Team

Our Qualifications

AIF® (Accredited Investment Fiduciary®): The AIF® designation has been the mark of commitment to a standard of investment fiduciary excellence. Those who earn the AIF mark successfully complete a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF designees demonstrate a thorough understanding of fi360's Prudent Practices for investment advisors and stewards.

ChFC ® (Chartered Financial Consultant®): The ChFC® designation has been a mark of excellence for almost thirty years and currently requires nine college-level courses, the most of any financial planning credential. Average study time to earn the ChFC® exceeds 450 hours. Required courses cover extensive education and application training in financial planning, income taxation, investments, and estate and retirement planning. Additional electives are chosen from such topics as macroeconomics, financial decisions for retirement, and executive compensation. ChFC® designees must meet experience requirements and adhere to continuing education and ethical standards. The credential is awarded by The American College, a non-profit educator founded in 1927 and the highest level of academic accreditation.

CLU ® (Chartered Life Underwriter®):  Since 1927, the CLU® has been the respected risk management credential for advisors. Designees have completed eight or more college-level courses representing an average study time of 400 hours. Topics for required courses include insurance and financial planning, life insurance law, estate planning, and planning for business owners and professionals. Elective courses include such advanced topics as income taxes, group benefits, retirement planning, and health insurance. CLU® designees must meet experience and continuing education requirements and must adhere to a high ethical standard. The mark is awarded by The American College, a non-profit educator with the top level of academic accreditation.

CFP® (CERTIFIED FINANCIAL PLANNER™): The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S.. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

MDRT (Million Dollar Round Table): Founded in 1927, Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals® is a valued, member-driven, international network of leading insurance and investment financial services professionals/advisors who serve their clients by exemplary performance and the highest standards of ethics, knowledge, service and productivity.   Qualifying membership in the MDRT is based on minimum sales production requirements and gross business generated within a year. Each MDRT status designation is granted for one year only. All members must apply every year to continue their affiliation with the Million Dollar Round Table. 

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